Renters in America want the best Umbrellas!

This article looks at one aspect of real estate rental that is often overlooked.

Insurance for your renters and their personal possessions.

Firstly let me ask this question……

Would you buy an umbrella if it didn’t keep you dry? … I wouldn’t!

We all know that insurance is a good idea, because it gives you peace of mind.

The people who rent from you,  and live in your rental property,  deserve to have the opportunity presented to them of being able to obtain the insurance they need.

They deserve the chance to have proper insurance cover, ensuring they are completely covered (and kept dry).

What is the reason for renters insurance cover?

Quite simply put, renters with the proper cover in place are provided with protection for both their personal well being, and their financial well-being.

Without warning events happen totally outwith your control.
In the blink of an eye your life can change so dramatically. What you once thought was safe and secure … suddenly is gone.

Renters personal property may be worth more than they realize

Renters Insurance must contain sufficient benefits so as to provide a completely tailored policy.
This then will ensure that the particular potential insurance needs of every renter is taken care of.

Easy to use and quick decisions maketh the Company!

For quick answers to the type of cover most suited to a renters circumstances and budget, an insurance company should have access to the technology that will give new clients immediate access to a no obligation, easy to use renters Insurance Quote System.

After a few clicks of your keyboard, it should be possible to see just how affordable rates are……
for example complete cover can start from as little as little as $16/month for $15,000 worth of coverage.

Renters don’t need Insurance! .. and it’s never going to rain!

Many people who rent think they don’t need renter’s insurance.

The truth is that many of the daily concerns renters face are no different from those confronting the average homeowner.
A renter is still at risk of losing all their possessions to fire, burglary, theft, storms, water damage, and other unexpected perils.
As a landlord, or real estate owner, the chances are that your own property insurance policy will most likely not protect a renter in the event of them losing all their possessions.

Renters in America need the best umbrellas!

Renters deserve to have access to a company that can offer a comprehensive Renters Insurance package for anyone who rents a home. This can be a house or an apartment.

What are the 3 main problems long associated with US Homeowners Insurance?

• High fixed costs
• Limited distribution
• Minimal technological innovation

What should the American Home Insurance business provide?

Expert catastrophe management systems… in other words, consumers want access to

• Industry leading technology
• Quality Insurance products
• Outstanding customer service
• Low premiums
• Nationwide coverage

In a stroke of a pen renters can open their umbrellas!

The service and cover a renter needs can be found through a company called Homesite Insurance, and their Renter’s Insurance policies.

Get a Renters Insurance Quote and Purchase a Policy Online in Minutes

Their policies are designed to
• protect renter’s personal possessions
• protect against any personal liability
• provide renters with assistance if the home they are renting is damaged due to a loss.
• Homesite renter’s insurance policies are based on the ISO HO-04® and provide coverage for personal property.

Ok.. Who are Homesite?

Homesite is a company that was founded in 1997, and focuses exclusively on two specific markets:
• Homeowners insurance
• Renters insurance

Are they stable?

Solid financial stability and extensive management experience provide the foundation for Homesite’s comprehensive coverage and exceptional service.
The equity financing for Homesite was arranged by Morgan Stanley Capital Partners, the private equity group of Morgan Stanley, the global financial services firm.

Are Homesite acceptable to lenders?

Homesite has an A’ (A Prime) Unsurpassed Financial stability rating from Demotech, a firm whose rating is accepted by mortgage companies and acceptable for use by Fannie Mae and Freddie Mac.

You can lead a horse to water.. and you can make it drink!

At the very least, and as a responsible landlord, you should be offering all your renters the chance to consider taking out a renter’s insurance policy.
You could make the insurance policy payment each month a condition of their lease, as it is in their own interest to protect their personal possessions from all the hazards associated with owning a whole variety of “things” which form each person’s personal possessions list.

Cost is always a factor, and renters will have to weigh up the cost of having the insurance and peace of mind it gives them, compared to not having the insurance and facing complete loss should an insurable event occur ( like fire damage, theft of items or storm damage).

When the rain starts it’s always good to know you can get complete shelter under a good umbrella!

Get a Free Renters Insurance Quote,  and surprise yourself at the low cost!