Everybody knows that the biggest problem about a real estate rental business is finding the deposit to put down on the property you want to buy!

I am sure you would be intrigued if I told you I have found a money source which would allow you to have access to millions of dollars .. in cash .. for short sale and foreclosure deals!

In addition, it is also possible to receive an instant pre approval letter.  What that means, is you can get into a short sale deal today! .. not tomorrow,  but today!

Credit details not required

There is no special credit requirement.  All you need is access to this unique source of cash for deposits.

Everybody is aware of the fact that the high number of foreclosures will not last forever… And unless you take action sooner rather that later, you are liable to miss out on a fantastic opportunity for yourself and your business!

At present almost 1 home out of every 4 in the United States is in foreclosure. This applies to both residential homes and commercial homes.  It is tragic for all those families and businesses, but it is also a business opportunity not to be ignored.

Forget about using your own cash!

Using the system described in this article you can forget about having to use any of your own money or credit, and make substantial profits with foreclosures and short sales!

The one ingredient you require is the ability to understand that the biggest opportunity available is not in the residential real estate market, but with commercial properties!

Why invest in Commercial Real Estate?

The main advantage here is the fact that commercial properties have far less competition.  Everyone and their auntie are running about looking for residential foreclosures, while very few, and it really is very few, people are actively working in the commercial foreclosure market!

If you consider the fact that when faced with a choice there really is no choice!  Let me explain!

You have the chance to purchase a single family home with a sitting renter….. this will be one renter paying you rent every month…. Unfortunately, your renter loses his job and suddenly stops paying rent and your rent money dries up! …… you now have to replace that renter …… the longer the home is empty the more you pay out of your own pocket to cover all your finance costs for the single family home… or you lose the home to foreclosure (it’s a vicious circle!)

1 is not as good as 24!

Compare the above to owning a complete 24-unit apartment block. You don’t have one renter .. you have 24 different renters

You do the same amount of work to close escrow on a single family home as you do for a 24 apartment block ( or a commercial office building )

By owning a 24-unit apartment building where one renter loses his job, you will still have 23 renters in place! This means that you will be able to continue to make the mortgage payment on your investment because there are so many other tenants there to cover the costs.

Commercial property types

(A) Commercial-commercial (business use only: office buildings, retail strip malls, medical buildings, industrial/warehouse space, etc.)  Commercial-commercial is a higher risk choice because so many businesses are going bankrupt.

(B) Residential-commercial (apartment buildings, 5 units or more). Residential-commercial (apartment buildings) are HOT because so many people are needing a place to live after they lose their home to foreclosure!

These residential-commercial properties which are producing a great cash flow are going to be sold at way below appraised value…… Take note here.. the rental income does not change,  but the size of loan is smaller than the loan the owner who had to foreclose on … so your cash flow situation is better and more stable.

Add to the above the fact that you are getting property at below appraised value, and as values start to climb again you are liable to make substantial gains on your investment!

This is fact not fantasy!

I can hear your “ Why?”  question here .. “Why on earth would a building owner with a good cashflow have to foreclose?”

There are a number of scenarios that many building owners fall into …. I have listed below 3 of the most common scenarios, any of which would result in the owner having to go to foreclosure..

• Firstly,  perhaps he got an adjustable ARM mortgage and couldn’t refinance his property (because banks have tightened up on lending) so his mortgage payment doubled or tripled, taking him out of positive cash flow.  Now he is losing his building.
• Secondly, he took out a second and third mortgage against his property when the market was HOT and now he cannot pay back the second and third mortgage payments because he is now upside down on his property and even if one or two tenants left, that leaves him in a bad cash flow position.  Now he is losing his building.
• Thirdly,  he has some commercial office space or industrial/warehouse space and lost his tenants because they went bankrupt.  Because his building is empty or less than needed capacity to cover his expenses, he is in a bad cash flow position.  Now he is losing his building

Now you will understand that there are many reasons for foreclosures to happen.

Flipping and Rentals

Given the right strategies with no money down  and no credit required,  anyone can enter this market and make a very substantial profit from either flipping the property or keeping it as a rental.

“Flipping ” means a property that is bought then resold

“Rental” means a property is bought, then hung onto it for a rental income.

Opportunity and good fortune

Windows of opportunity appear only a few times during our lifetimes …  back in the Depression there was a similar real estate wipe-out,  when real estate owners were offered interest-only loans… even then,  many people were unable to afford their mortgage payments and the lenders had to foreclose.

Interest only loans largely disappeared after this.. that was until about 7 years ago .. and we see the pattern repeating itself …. Despite interest only loans being made available, people still cannot afford their mortgage payments….  and once again there is a flood of foreclosures out there!

This is the window of opportunity I mentioned earlier! … and the system reveiwed in this article will allow you to DRAMATICALLY PROFIT from the current foreclosure crisis.

Short Sales and Foreclosures

This system is called the “2 & 2 & 2″ System and deals with Commercial short sales and Foreclosure properties.

It’s so effective that the system has been trademarked, meaning no one else out there is teaching these incredible, powerful, and highly profitable foreclosure real estate secrets!

There are 2 main ways to acquire foreclosures and 2 things you can do with the foreclosures once you get them…and 2 other strategies to cash in even bigger! ( hence the 2&2&2 heading!)

Get these short sale foreclosures…

Method #1: Get a property in the “pre” foreclosure stage before the property owner officially loses their property to the bank.  This is done in the form of a “short sale”…which will be explained in a minute.

Method #2: Acquire a foreclosure directly from the bank.  And, no, we are not talking about auctions either.

Now you’ve got it .. what do you do with it?

• Technique #1: Get your property and KEEP IT to rent it out for monthly passive income and you can later choose to sell the property when the market goes up or cash in with monthly rent profits for years to come.
• Technique #2: Get the property then FLIP IT for instant profits.  (Not recommended in today’s real estate market.)

Consider a bigger profits Strategy

• Strategy #1: Fix up the property before reselling it for BIGGER PROFITS.
• Strategy #2: Purchase multi-unit foreclosures (duplexes, triplexes, and quadraplexes…anything of 4 units or less for residential living purposes) and “convert” them for individual sale. 

The 2&2&2 system has been proven to be highly effective and is a tested and proven system that will streamline the process for huge cash payouts in your pocket.

The system provides you with a simple “blueprint” to follow,  and if you do,  you will enjoy massive payouts from this trademarked system.

How it all works .. with short sales

Short sales are extremely profitable.  You work with the property owner directly but you can negotiate the terms with the bank.

The property owner sells for less than what they owe on their mortgage.

This is extremely popular in this current real estate market, since so many people bought at the peak and now the appraised value is worth much less than what they owe.

The bank allows a third party (you) to come in with a greatly reduced offer price… rather than the bank having to take on another foreclosure (because they don’t want anymore!).

But, this system allows you to offer even lower than the  asking price.

Exceptions are acceptable to banks !

If the property owner is in pre-foreclosure, because of the types of “exceptions” mortgage lenders are starting to accept (because they don’t want another foreclosed property), you can negotiate what’s called a “take-over short-sale”.

This will allow you to legally take over the property with the loan in your name for an amount LESS than what the property owner owes on the home (if the property is worth less than what’s owed on it).

A question asked many times is .. ” Is it hard to do these kinds of negotiations with banks and lending institutions? ”

Not at all.

• Banks are  willing to work with anybody  (no matter how bad your credit and with no money down) because the property is already going to be foreclosed on.
• The bank would rather take a shot with someone who wants to take over the property and who has a plan on renting it out (or reselling it) than losing out on it altogether.
• The bank will do just about anything to not get another foreclosed property in their inventory, because the bank does not want to repossess the property!

Why do banks not like to Repossess a property?

(1) It is very costly for a mortgage company or bank to do a foreclosure.  Legal fees are extremely high..

(2) It takes several months to get someone out of a property, and with commercial properties the bank cannot kick the tenants out.

(3) Many times when people are foreclosed, they wreck the property by taking appliances, lighting fixtures, and causing other damage to the home that the bank has to repair.

(4) All the while the property is sitting vacant, the weather and environmental elements start eating away at the fabric of the property.

(5) Sometimes people break in, causing further damage and theft to the property.  

All the above are a huge drain on the bank’s resources!

Eventually the property goes to an auction.

This where the bank loses even more money, because they usually can’t get even close to what they originally financed the property for!

If they financed a property for $500,000 and the market value is now $400,000 then they’ve already lost $100,000.

Say the property increased in value for a short time and the property owner took out a HELOC or a line of credit for $50,000.  This means the bank is out $150,000 before we even start!

Now add in all the legal fees, the cost of damage and theft from the property, the devaluing of the property from sitting without proper maintenance for a year, two years, or longer.

Finally the bank has to take the property to auction.. just to get rid of it! Perhaps they sell it for $250,000.

This means they have lost $300,000 on this home not including all of the legal fees and fees associated with the auction.

Think of the number of lenders out there!

Multiply the above outline by the thousands of homes held by each bank and lending institution. The amount is colossal, and a huge potential strain and drain on their resources!

You step in with a real alternative to them losing all that money … this is when they become like crocodiles and want to snap your hand off!

There’s more ammunition here!

Banks are reluctant to hold commercial properties because banks are not property letting companies,  and they do not want to manage a bundle of tenants. If they take the property back, by law the bank cannot remove the tenant, instead the bank has to become a rent collector, send out maintenance to mend toilets and to act as a property management company.

So we have even more reasons why banks want to get rid of commercial properties more quickly than single-family residential properties.

The system within the course unveils many strategies!

There are a number of specific, targeted methods used to find pre-foreclosure property owners which are fully covered in the entire course.

Overview to help your understanding

I have written a brief overview to help you understand the process so far!

• You find the property owners ( this method is explained exactly,  and gets people to come to you in droves).
• You then work with them to take over their property (with no cash and no credit) via a “take-over short sale” (which is not the same as a regular short sale) with a simple contract which is legally binding.

Remember you are looking to take over the property at BELOW MARKET VALUE and at MUCH LESS THAN WHAT THEY PAID FOR IT.

Why not get properties at auction?

Everyone and their mother is doing that.  It is not  recommended that you follow the herd,  and go to a foreclosure auctions.  If you do,  you will lose out big time!

Alternatives to Auctions with no cash or credit!

Banks have deals where you can buy in “lots”… you buy 10,50,100,500 or more homes within a lot.

The lots can be picked up for no cash and no credit
Using the “lot” system beats hands down the process of going to an auction with the rest of the “ herd”  who,  quite frankly, end up paying more than they have to on a home.

The auction makes them think they are getting a deal…. when they actually get caught up in the “eBay bidding mentality” and end up paying much more than they should for a property,  unfortunately, and more times than I care to mention,  they find they then have to then carry out tens of thousands of dollars in repairs.

Worried banks are good to work with!

If the banks do not get rid of these properties, they are stopped from lending anymore money on new loans!

Specific government regulations state that each bank and mortgage institution has to have a specific ratio of cash to lend vs. actual mortgages on properties.

When they are holding a certain number of foreclosures in their inventory, it messes up their ratio and they aren’t allowed to lend anymore money until they dump the foreclosures.

The best way they can “dump” the foreclosures is to put them into “lots”

It is possible to pick up property at 10% of market value!

In other words a property valued at £500,000 is bought by you for $ 50,000! …. This is no joke .. it happens all the time!

But there is an even better way !

When foreclosure takes place you are too late, however, if you contact the owner whilst he is in “pre” foreclosure, you can put the system to work…

Here’s an example to help you follow how the system works…..

(a) When a property owner falls behind on his mortgage payments then he is in default with his loan contract with the bank.

(b) After a certain number of months go by, the bank files a Notice of Default with the county of which the property is located.

(c) Once this notice is filed, you can get the name and address of the property owner and you can contact him directly.

(d) At this point maybe 50 other investors will be contacting the property owner as well! … Fear not,  the system outlined in the course has a specially worded letter that is extremely powerful and extremely effective.

The course is extremely effective because it has been tested and proven to work time after time.

In fact it has a response rate as high as 10% … this equates to 10 homeowners out of every 100 letters you send.

In addition to the above,  you get to use a sourcing system which immediately locates these lists of people in default the day after the Notice of Default is filed.

This is so much better than other online sourcing systems that will take weeks or months to get you this information.

First in the queue is a big advantage

You want to be the FIRST ONE to send a letter once the Notice of Default is filed and this system has the sourcing methods to get you these lists the day after the notice is filed.

The system also shows a specific step-by-step strategy for you to use in order to get the property owner to agree to do the deal with you and not with someone else.

It also shows you

• how to negotiate the short sale with the bank,
• how to get the bank to finance you to take over the property,
• how to use NO CASH and NO CREDIT to do the deal.

100% cash

Even better, use the money source within the system,  and get 100% CASH on your short sale property.

Yes, you can even get an INSTANT pre-approval letter from this source …  so you can put an offer on a property today!

If all the above was not enough ,  a simple strategy of holding onto your properties for 3-7 years ( whilst collecting decent rentals ) means that when the market comes back,  and it will,  you can sell some of these properties.

Not only are you making some fast cash NOW,   but you can cash out when the market comes back up and credit becomes more available to fund properties.

So you keep the properties that are providing a huge monthly rental income ( after costs) and for the ones that are not showing large profits on the cashflow,  you flip them when the time is right for instant cash!

The system available to you will give you cash now and long term prospects of being in receipt of large profits later as well.

How is it possible to achieve such large profits ?

(1) You can go  directly to the bank and negotiate a “take over” of the home with NO MONEY DOWN and NO CREDIT.  Most times you do not have to pay the regular acquisition fees including broker/agent commissions… this is  because they are “rolled” the fees into the loan. Plus there is no need to pay closing costs!

(2) The course in this article shows how to access a secret money source who can give up to 100% of the cash needed for your deals.

The interest rate is a little higher than a conventional loan but why worry?  You are getting some of these properties at LESS THAN HALF of appraised value so you can afford a higher interest rate!

Quick cash also available!

There are times when cash will be required to complete a deal.  You may need to pay for an appraisal or help the homeowner move (with cash).

The course contains details of a source that will provide you with an UNSECURED LOAN for up to $25,000…yes, even if you have bad credit!

This source is for those moments when you need a little cash to get the deal going!

Think about it…you can do these deals with NO MONEY of your own!!

After your successful purchase

So, what happens after you get your foreclosures?  After all, it’s almost impossible to sell a property in this market, right?

The secret:  Get the property and HOLD IT for at least 7 years!

Kenny Rogers in The Gambler sang, “You got to know when to hold ‘em, know when to fold ‘em, know when to walk away, know when to run…”

Investing in real estate requires these exact strategies in order to be successful.

Here’s a proven strategy for this current real estate market:

1)  Get foreclosed properties

2)  Hold them for a minimum of 3 years (preferably 5 years)

3)  Rent them out until the market comes back up

4)  Sell them years later at huge profits

Most other “flipping” courses will show you how to buy a foreclosure then quickly resell it.  Yes, you can do that in this market and still make profits.

Do you want to MAXIMISE?

This course shows you how to MAXIMIZE on this opportunity and make the most money possible.

After all, which is better ?

• Buying a foreclosure then flipping it for a quick $15,000 to $25,000 profit NOW

or

• Waiting a few years and flipping it for a delayed $100,000 to $200,000 profit LATER?

Don’t get me wrong:  If flipping is your goal and you want quick money over and over again then you can do it even in this crappy market.  Is it recommended?  No.  Not at all.  Not in this market!

We know that rather than settling for a few thousand dollars in profits on a property,  you can make so much more if you follow the massive cash flow blueprint?

The blueprint will show you when to cash in on your rental property, and achieve the maximum financial potential.

Don’t worry; you can still access the true foreclosure flipping secrets if you want to quickly flip every property you buy.  The course does illustrate how you can use the most successful flipping strategy available, and allow you to make the most money possible on each deal.

Why Real Estate Investing is still the best cash flow business!

Right now the rental market is booming because all the people who lost their homes need a place to live!  They may have been unable to afford their super skyrocketed mortgage rate that tripled with their adjustable ARM mortgage but they can afford a rental at a fixed price.

Everybody will always need a place to live no matter the economy.

Prices for real estate will ALWAYS GO UP regardless of the state of the market right now.

Imagine if you purchase 10 properties today and hang onto them for 10 years!  Can you imagine how much your net worth would be in a decade?  You could be a MILLIONAIRE just with 10 properties!  And getting 10 properties can be done in just a matter of weeks!

Now is the time to do this because in 5 years or 10 years prices of real estate will have risen,  and if history is anything to go by,  they will probably doubled!

Here’s how to start cashing in NOW!

The course described in this article was created with a proven step-by-step Commercial Short Sale Cash Flow System.

The information in this proven system is very valuable.

In addition, due to the difficulty in obtaining funding in today’s real estate market, the added benefit of getting access to the contact information for the secret funding source makes the entire package worth its weight in gold!!

You won’t be left out!

You can enjoy the immediate benefits of this incredible, power-packed course for a mere $97!

What does the course give you?

FORECLOSURE MANUAL

How to really take advantage of the foreclosure market (which is HUGE right now) and how you can make money flipping them or buying and renting them out.  There is a SECRET that NOBODY ELSE is talking about.  Use this secret to CASH IN BIG TIME!

QUICK-START MANUAL

A complete outline of the manual with step-by-step instructions to show you how to start profiting immediately.

BONUS REPORT

This power-packed report can show you more secret strategies you can use to help you quadruple your profit potential with a strategy that no one else teaches.

RESOURCE DIRECTORY

This lender list includes the SECRET MONEY SOURCE to get UNLIMITED short sale/foreclosure deals with NO CASH from you.  Also, discover  secret listings of hard money lenders.  This directory also includes  secret sources to get you an unsecured loan of up to $25,000 with bad credit!

REAL ESTATE FORMS CD-ROM

Includes all of the contracts and forms you’ll ever need for all of your real estate deals.  You’ll get a physical copy of the forms and a CD-ROM of the forms.  This alone is worth $300!

SUCCESS ORGANIZER

This is a ready-made template for all of your forms so you simply print them out and start using them instantly.

AUDIO SEMINAR

This step-by-step audio seminar will show you exactly what to do in order to make money in foreclosures from what to do on Day 1  ..   to closing your first deal  .   to renting out your property  ..   to selling it.

SOFTWARE

This software will help you ANALYZE the cash flow potential of your real estate deals!

UNLIMITED EMAIL CONSULTING

With the author PERSONALLY for 60 days!

That’s right! You’ll have access to her PERSONAL email address to ask any question you want about your short sale foreclosure investing strategies! Now, how many “gurus” offer that?

Your exclusive access to this entire course described above is a mere $97.00!

A price like this is practically nothing compared to the time and effort you would have to put in to re-invent the wheel and make it work for you on your own.

Immediate benefit can be yours!

You can immediately benefit from the experience and knowledge of the author and enjoy the profits of success!

The course has limited availability at the special price on offer… It takes about 5 minutes to download ( depending on internet speed ) … You need to have the following

• Adobe Acrobat Reader ( available free at www.adobe.com)
• Microsoft Word
• WinZip to view the real estate forms included in the course
• Windows media Player (available free at www.microsft.com)

This trademarked real estate system provides you with information that you will not find in ANY other real estate “system.”  And you even have a guarantee of knowing that this system has more “insider” information and secrets than most other investors have access to.

The techniques and strategies that are taught are cutting-edge, so confidentiality is required with regard to the foreclosure secrets, systems and techniques contained within the course.

If you do purchase the course you have to promise to agree to the following:

• You can’t sell this system or resell it.
• You can’t tell your friends, family, co-workers, or associates about it.
• You can’t write a book about.
• You can’t even tell your real estate agent about it.Remember this information and system is for YOUR EYES ONLY.

As a matter of course, a 60-DAY MONEY-BACK GUARANTEE is offered….. so, if you decide this isn’t for you then ask for a no-questions-asked refund.

You have 60 days to review the material.  If it’s not for you then you can get a refund of 100% of what you paid.  That means this offer is RISK FREE.

I feel that you have nothing to lose and everything to gain!