You will have advertised your rental property, and you will be starting to take enquiries for it.

How do you screen those enquiries and sort out the wheat from the chaff?

(1)  Always put the Family First!

I always put great store in existing tenants referring a family member to us for an empty property, or a mother or father referring their son or daughter for an empty property.

It would be good to only have these kinds of tenant, however, there are many times when you have an empty property and you want it filled ASAP.

(2)  Shut up and Listen!

Firstly listen to them on the phone, and listen to background noises. If there is a lot of noise in the background it means they are not thinking about trying to create a good first impression and this sets a wee alarm bell ringing.

(3)  Gut Instinct and First Impressions

When you meet your potential new tenant their appearance and clothing and mannerisms can tell you so much and help you decide if you want them as a tenant.

Punctuality is also another factor to lodge into your overall mental impression of the tenant along with other areas already mentioned.

What you have to realise is the fact that a lot of your decisions to take a person on as a tenant come from first impressions and your gut feeling.

These two factors are very important to take into consideration when assessing a potential tenant.

(4)  Previous Landlords and Previous Addresses

Previous landlords are important, although you have to decide if what they are saying to you is truthful or just a plain convenience story to help out their friend who happens to be the applicant for the tenancy!

If their previous address is not too far away, you could pop by and just get a feel for the condition of the property.

(5)  Use the Credit Check for more than just a Credit Check!

A credit check is always, always a good idea.  They are not too expensive to carry out and you should insist on payment upfront for the reference fee,

This type of check should include a name check, an address check and an employment check.

On payment of the reference fee, you can tell them that the property in question will be “on hold” until the tenant credit / reference check results come back to you.

Payment of the reference fee shows commitment on behalf of the tenant and confidence in their ability to be able to produce a clean set of results for the credit / reference check.

(6) Is their car a Rust Bucket or a Showroom Model?

If possible try and see the type of car they have arrived in, and make a mental note as to the condition of the car.

(7)  Thinking time to change your mind

If potential tenants view a property and immediately say they want to rent it, it is never a bad thing to give them at least 24 hours to think it over.  It is amazing how often a “Yes I want it” can so quickly turn to “I’ve changed my mind”.

(8)  Is the Rent Affordable?

If the potential tenant is working they will be in a good position to pay the rent required.

If the tenant is not working, and in receipt of benefit payments of some kind, you have to make sure that these payments will come to you, and that they will be enough.

Should the benefit payments not be enough to cover the entire rental payment, ask them how they plan on making up the shortfall each month?

Vague answers mean they don’t know, or they haven’t thought about!

(9)  The Deposit

This is an important part of deciding if the tenant is suitable or not.

If the deposit is readily available, the potential tenant scores a maximum 10 / 10! This is a good indication that the tenant will be acceptable.

Having the deposit, gives you, the landlord many reasons to feel comfortable.

If the deposit is not available, and the tenant asks to pay it up over a number of weeks or months, will leave you in a vulnerable position.

What happens if the property is damaged and there is no deposit and the tenant absconds?   …   Who pays for the damage?

If you need the property rented and you only have this type of applicant, make sure you have at least one and possibly two, guarantors in place.

(10)  The Role of Guarantors

Guarantors can be former employers or family.  They will be responsible for the non payment of the rent.

This helps to keep the tenant from being late with their rental payments and having the embarrassment of knowing that we will contact the guarantors who will then contact them, and tell the tenant to pay up!

Brieff summary

Having gone through the above list and obtained the information mentioned, you have the ammunition to help you come to an important decision, which is backed up by a variety of “cross checks”.

You will not always be right with your choice, but you will certainly have every reason to believe that you are right!

Everybody knows that the biggest problem about a real estate rental business is finding the deposit to put down on the property you want to buy!

I am sure you would be intrigued if I told you I have found a money source which would allow you to have access to millions of dollars .. in cash .. for short sale and foreclosure deals!

In addition, it is also possible to receive an instant pre approval letter.  What that means, is you can get into a short sale deal today! .. not tomorrow,  but today!

Credit details not required

There is no special credit requirement.  All you need is access to this unique source of cash for deposits.

Everybody is aware of the fact that the high number of foreclosures will not last forever… And unless you take action sooner rather that later, you are liable to miss out on a fantastic opportunity for yourself and your business!

At present almost 1 home out of every 4 in the United States is in foreclosure. This applies to both residential homes and commercial homes.  It is tragic for all those families and businesses, but it is also a business opportunity not to be ignored.

Forget about using your own cash!

Using the system described in this article you can forget about having to use any of your own money or credit, and make substantial profits with foreclosures and short sales!

The one ingredient you require is the ability to understand that the biggest opportunity available is not in the residential real estate market, but with commercial properties!

Why invest in Commercial Real Estate?

The main advantage here is the fact that commercial properties have far less competition.  Everyone and their auntie are running about looking for residential foreclosures, while very few, and it really is very few, people are actively working in the commercial foreclosure market!

If you consider the fact that when faced with a choice there really is no choice!  Let me explain!

You have the chance to purchase a single family home with a sitting renter….. this will be one renter paying you rent every month…. Unfortunately, your renter loses his job and suddenly stops paying rent and your rent money dries up! …… you now have to replace that renter …… the longer the home is empty the more you pay out of your own pocket to cover all your finance costs for the single family home… or you lose the home to foreclosure (it’s a vicious circle!)

1 is not as good as 24!

Compare the above to owning a complete 24-unit apartment block. You don’t have one renter .. you have 24 different renters

You do the same amount of work to close escrow on a single family home as you do for a 24 apartment block ( or a commercial office building )

By owning a 24-unit apartment building where one renter loses his job, you will still have 23 renters in place! This means that you will be able to continue to make the mortgage payment on your investment because there are so many other tenants there to cover the costs.

Commercial property types

(A) Commercial-commercial (business use only: office buildings, retail strip malls, medical buildings, industrial/warehouse space, etc.)  Commercial-commercial is a higher risk choice because so many businesses are going bankrupt.

(B) Residential-commercial (apartment buildings, 5 units or more). Residential-commercial (apartment buildings) are HOT because so many people are needing a place to live after they lose their home to foreclosure!

These residential-commercial properties which are producing a great cash flow are going to be sold at way below appraised value…… Take note here.. the rental income does not change,  but the size of loan is smaller than the loan the owner who had to foreclose on … so your cash flow situation is better and more stable.

Add to the above the fact that you are getting property at below appraised value, and as values start to climb again you are liable to make substantial gains on your investment!

This is fact not fantasy!

I can hear your “ Why?”  question here .. “Why on earth would a building owner with a good cashflow have to foreclose?”

There are a number of scenarios that many building owners fall into …. I have listed below 3 of the most common scenarios, any of which would result in the owner having to go to foreclosure..

• Firstly,  perhaps he got an adjustable ARM mortgage and couldn’t refinance his property (because banks have tightened up on lending) so his mortgage payment doubled or tripled, taking him out of positive cash flow.  Now he is losing his building.
• Secondly, he took out a second and third mortgage against his property when the market was HOT and now he cannot pay back the second and third mortgage payments because he is now upside down on his property and even if one or two tenants left, that leaves him in a bad cash flow position.  Now he is losing his building.
• Thirdly,  he has some commercial office space or industrial/warehouse space and lost his tenants because they went bankrupt.  Because his building is empty or less than needed capacity to cover his expenses, he is in a bad cash flow position.  Now he is losing his building

Now you will understand that there are many reasons for foreclosures to happen.

Flipping and Rentals

Given the right strategies with no money down  and no credit required,  anyone can enter this market and make a very substantial profit from either flipping the property or keeping it as a rental.

“Flipping ” means a property that is bought then resold

“Rental” means a property is bought, then hung onto it for a rental income.

Opportunity and good fortune

Windows of opportunity appear only a few times during our lifetimes …  back in the Depression there was a similar real estate wipe-out,  when real estate owners were offered interest-only loans… even then,  many people were unable to afford their mortgage payments and the lenders had to foreclose.

Interest only loans largely disappeared after this.. that was until about 7 years ago .. and we see the pattern repeating itself …. Despite interest only loans being made available, people still cannot afford their mortgage payments….  and once again there is a flood of foreclosures out there!

This is the window of opportunity I mentioned earlier! … and the system reveiwed in this article will allow you to DRAMATICALLY PROFIT from the current foreclosure crisis.

Short Sales and Foreclosures

This system is called the “2 & 2 & 2″ System and deals with Commercial short sales and Foreclosure properties.

It’s so effective that the system has been trademarked, meaning no one else out there is teaching these incredible, powerful, and highly profitable foreclosure real estate secrets!

There are 2 main ways to acquire foreclosures and 2 things you can do with the foreclosures once you get them…and 2 other strategies to cash in even bigger! ( hence the 2&2&2 heading!)

Get these short sale foreclosures…

Method #1: Get a property in the “pre” foreclosure stage before the property owner officially loses their property to the bank.  This is done in the form of a “short sale”…which will be explained in a minute.

Method #2: Acquire a foreclosure directly from the bank.  And, no, we are not talking about auctions either.

Now you’ve got it .. what do you do with it?

• Technique #1: Get your property and KEEP IT to rent it out for monthly passive income and you can later choose to sell the property when the market goes up or cash in with monthly rent profits for years to come.
• Technique #2: Get the property then FLIP IT for instant profits.  (Not recommended in today’s real estate market.)

Consider a bigger profits Strategy

• Strategy #1: Fix up the property before reselling it for BIGGER PROFITS.
• Strategy #2: Purchase multi-unit foreclosures (duplexes, triplexes, and quadraplexes…anything of 4 units or less for residential living purposes) and “convert” them for individual sale. 

The 2&2&2 system has been proven to be highly effective and is a tested and proven system that will streamline the process for huge cash payouts in your pocket.

The system provides you with a simple “blueprint” to follow,  and if you do,  you will enjoy massive payouts from this trademarked system.

How it all works .. with short sales

Short sales are extremely profitable.  You work with the property owner directly but you can negotiate the terms with the bank.

The property owner sells for less than what they owe on their mortgage.

This is extremely popular in this current real estate market, since so many people bought at the peak and now the appraised value is worth much less than what they owe.

The bank allows a third party (you) to come in with a greatly reduced offer price… rather than the bank having to take on another foreclosure (because they don’t want anymore!).

But, this system allows you to offer even lower than the  asking price.

Exceptions are acceptable to banks !

If the property owner is in pre-foreclosure, because of the types of “exceptions” mortgage lenders are starting to accept (because they don’t want another foreclosed property), you can negotiate what’s called a “take-over short-sale”.

This will allow you to legally take over the property with the loan in your name for an amount LESS than what the property owner owes on the home (if the property is worth less than what’s owed on it).

A question asked many times is .. ” Is it hard to do these kinds of negotiations with banks and lending institutions? ”

Not at all.

• Banks are  willing to work with anybody  (no matter how bad your credit and with no money down) because the property is already going to be foreclosed on.
• The bank would rather take a shot with someone who wants to take over the property and who has a plan on renting it out (or reselling it) than losing out on it altogether.
• The bank will do just about anything to not get another foreclosed property in their inventory, because the bank does not want to repossess the property!

Why do banks not like to Repossess a property?

(1) It is very costly for a mortgage company or bank to do a foreclosure.  Legal fees are extremely high..

(2) It takes several months to get someone out of a property, and with commercial properties the bank cannot kick the tenants out.

(3) Many times when people are foreclosed, they wreck the property by taking appliances, lighting fixtures, and causing other damage to the home that the bank has to repair.

(4) All the while the property is sitting vacant, the weather and environmental elements start eating away at the fabric of the property.

(5) Sometimes people break in, causing further damage and theft to the property.  

All the above are a huge drain on the bank’s resources!

Eventually the property goes to an auction.

This where the bank loses even more money, because they usually can’t get even close to what they originally financed the property for!

If they financed a property for $500,000 and the market value is now $400,000 then they’ve already lost $100,000.

Say the property increased in value for a short time and the property owner took out a HELOC or a line of credit for $50,000.  This means the bank is out $150,000 before we even start!

Now add in all the legal fees, the cost of damage and theft from the property, the devaluing of the property from sitting without proper maintenance for a year, two years, or longer.

Finally the bank has to take the property to auction.. just to get rid of it! Perhaps they sell it for $250,000.

This means they have lost $300,000 on this home not including all of the legal fees and fees associated with the auction.

Think of the number of lenders out there!

Multiply the above outline by the thousands of homes held by each bank and lending institution. The amount is colossal, and a huge potential strain and drain on their resources!

You step in with a real alternative to them losing all that money … this is when they become like crocodiles and want to snap your hand off!

There’s more ammunition here!

Banks are reluctant to hold commercial properties because banks are not property letting companies,  and they do not want to manage a bundle of tenants. If they take the property back, by law the bank cannot remove the tenant, instead the bank has to become a rent collector, send out maintenance to mend toilets and to act as a property management company.

So we have even more reasons why banks want to get rid of commercial properties more quickly than single-family residential properties.

The system within the course unveils many strategies!

There are a number of specific, targeted methods used to find pre-foreclosure property owners which are fully covered in the entire course.

Overview to help your understanding

I have written a brief overview to help you understand the process so far!

• You find the property owners ( this method is explained exactly,  and gets people to come to you in droves).
• You then work with them to take over their property (with no cash and no credit) via a “take-over short sale” (which is not the same as a regular short sale) with a simple contract which is legally binding.

Remember you are looking to take over the property at BELOW MARKET VALUE and at MUCH LESS THAN WHAT THEY PAID FOR IT.

Why not get properties at auction?

Everyone and their mother is doing that.  It is not  recommended that you follow the herd,  and go to a foreclosure auctions.  If you do,  you will lose out big time!

Alternatives to Auctions with no cash or credit!

Banks have deals where you can buy in “lots”… you buy 10,50,100,500 or more homes within a lot.

The lots can be picked up for no cash and no credit
Using the “lot” system beats hands down the process of going to an auction with the rest of the “ herd”  who,  quite frankly, end up paying more than they have to on a home.

The auction makes them think they are getting a deal…. when they actually get caught up in the “eBay bidding mentality” and end up paying much more than they should for a property,  unfortunately, and more times than I care to mention,  they find they then have to then carry out tens of thousands of dollars in repairs.

Worried banks are good to work with!

If the banks do not get rid of these properties, they are stopped from lending anymore money on new loans!

Specific government regulations state that each bank and mortgage institution has to have a specific ratio of cash to lend vs. actual mortgages on properties.

When they are holding a certain number of foreclosures in their inventory, it messes up their ratio and they aren’t allowed to lend anymore money until they dump the foreclosures.

The best way they can “dump” the foreclosures is to put them into “lots”

It is possible to pick up property at 10% of market value!

In other words a property valued at £500,000 is bought by you for $ 50,000! …. This is no joke .. it happens all the time!

But there is an even better way !

When foreclosure takes place you are too late, however, if you contact the owner whilst he is in “pre” foreclosure, you can put the system to work…

Here’s an example to help you follow how the system works…..

(a) When a property owner falls behind on his mortgage payments then he is in default with his loan contract with the bank.

(b) After a certain number of months go by, the bank files a Notice of Default with the county of which the property is located.

(c) Once this notice is filed, you can get the name and address of the property owner and you can contact him directly.

(d) At this point maybe 50 other investors will be contacting the property owner as well! … Fear not,  the system outlined in the course has a specially worded letter that is extremely powerful and extremely effective.

The course is extremely effective because it has been tested and proven to work time after time.

In fact it has a response rate as high as 10% … this equates to 10 homeowners out of every 100 letters you send.

In addition to the above,  you get to use a sourcing system which immediately locates these lists of people in default the day after the Notice of Default is filed.

This is so much better than other online sourcing systems that will take weeks or months to get you this information.

First in the queue is a big advantage

You want to be the FIRST ONE to send a letter once the Notice of Default is filed and this system has the sourcing methods to get you these lists the day after the notice is filed.

The system also shows a specific step-by-step strategy for you to use in order to get the property owner to agree to do the deal with you and not with someone else.

It also shows you

• how to negotiate the short sale with the bank,
• how to get the bank to finance you to take over the property,
• how to use NO CASH and NO CREDIT to do the deal.

100% cash

Even better, use the money source within the system,  and get 100% CASH on your short sale property.

Yes, you can even get an INSTANT pre-approval letter from this source …  so you can put an offer on a property today!

If all the above was not enough ,  a simple strategy of holding onto your properties for 3-7 years ( whilst collecting decent rentals ) means that when the market comes back,  and it will,  you can sell some of these properties.

Not only are you making some fast cash NOW,   but you can cash out when the market comes back up and credit becomes more available to fund properties.

So you keep the properties that are providing a huge monthly rental income ( after costs) and for the ones that are not showing large profits on the cashflow,  you flip them when the time is right for instant cash!

The system available to you will give you cash now and long term prospects of being in receipt of large profits later as well.

How is it possible to achieve such large profits ?

(1) You can go  directly to the bank and negotiate a “take over” of the home with NO MONEY DOWN and NO CREDIT.  Most times you do not have to pay the regular acquisition fees including broker/agent commissions… this is  because they are “rolled” the fees into the loan. Plus there is no need to pay closing costs!

(2) The course in this article shows how to access a secret money source who can give up to 100% of the cash needed for your deals.

The interest rate is a little higher than a conventional loan but why worry?  You are getting some of these properties at LESS THAN HALF of appraised value so you can afford a higher interest rate!

Quick cash also available!

There are times when cash will be required to complete a deal.  You may need to pay for an appraisal or help the homeowner move (with cash).

The course contains details of a source that will provide you with an UNSECURED LOAN for up to $25,000…yes, even if you have bad credit!

This source is for those moments when you need a little cash to get the deal going!

Think about it…you can do these deals with NO MONEY of your own!!

After your successful purchase

So, what happens after you get your foreclosures?  After all, it’s almost impossible to sell a property in this market, right?

The secret:  Get the property and HOLD IT for at least 7 years!

Kenny Rogers in The Gambler sang, “You got to know when to hold ‘em, know when to fold ‘em, know when to walk away, know when to run…”

Investing in real estate requires these exact strategies in order to be successful.

Here’s a proven strategy for this current real estate market:

1)  Get foreclosed properties

2)  Hold them for a minimum of 3 years (preferably 5 years)

3)  Rent them out until the market comes back up

4)  Sell them years later at huge profits

Most other “flipping” courses will show you how to buy a foreclosure then quickly resell it.  Yes, you can do that in this market and still make profits.

Do you want to MAXIMISE?

This course shows you how to MAXIMIZE on this opportunity and make the most money possible.

After all, which is better ?

• Buying a foreclosure then flipping it for a quick $15,000 to $25,000 profit NOW

or

• Waiting a few years and flipping it for a delayed $100,000 to $200,000 profit LATER?

Don’t get me wrong:  If flipping is your goal and you want quick money over and over again then you can do it even in this crappy market.  Is it recommended?  No.  Not at all.  Not in this market!

We know that rather than settling for a few thousand dollars in profits on a property,  you can make so much more if you follow the massive cash flow blueprint?

The blueprint will show you when to cash in on your rental property, and achieve the maximum financial potential.

Don’t worry; you can still access the true foreclosure flipping secrets if you want to quickly flip every property you buy.  The course does illustrate how you can use the most successful flipping strategy available, and allow you to make the most money possible on each deal.

Why Real Estate Investing is still the best cash flow business!

Right now the rental market is booming because all the people who lost their homes need a place to live!  They may have been unable to afford their super skyrocketed mortgage rate that tripled with their adjustable ARM mortgage but they can afford a rental at a fixed price.

Everybody will always need a place to live no matter the economy.

Prices for real estate will ALWAYS GO UP regardless of the state of the market right now.

Imagine if you purchase 10 properties today and hang onto them for 10 years!  Can you imagine how much your net worth would be in a decade?  You could be a MILLIONAIRE just with 10 properties!  And getting 10 properties can be done in just a matter of weeks!

Now is the time to do this because in 5 years or 10 years prices of real estate will have risen,  and if history is anything to go by,  they will probably doubled!

Here’s how to start cashing in NOW!

The course described in this article was created with a proven step-by-step Commercial Short Sale Cash Flow System.

The information in this proven system is very valuable.

In addition, due to the difficulty in obtaining funding in today’s real estate market, the added benefit of getting access to the contact information for the secret funding source makes the entire package worth its weight in gold!!

You won’t be left out!

You can enjoy the immediate benefits of this incredible, power-packed course for a mere $97!

What does the course give you?

FORECLOSURE MANUAL

How to really take advantage of the foreclosure market (which is HUGE right now) and how you can make money flipping them or buying and renting them out.  There is a SECRET that NOBODY ELSE is talking about.  Use this secret to CASH IN BIG TIME!

QUICK-START MANUAL

A complete outline of the manual with step-by-step instructions to show you how to start profiting immediately.

BONUS REPORT

This power-packed report can show you more secret strategies you can use to help you quadruple your profit potential with a strategy that no one else teaches.

RESOURCE DIRECTORY

This lender list includes the SECRET MONEY SOURCE to get UNLIMITED short sale/foreclosure deals with NO CASH from you.  Also, discover  secret listings of hard money lenders.  This directory also includes  secret sources to get you an unsecured loan of up to $25,000 with bad credit!

REAL ESTATE FORMS CD-ROM

Includes all of the contracts and forms you’ll ever need for all of your real estate deals.  You’ll get a physical copy of the forms and a CD-ROM of the forms.  This alone is worth $300!

SUCCESS ORGANIZER

This is a ready-made template for all of your forms so you simply print them out and start using them instantly.

AUDIO SEMINAR

This step-by-step audio seminar will show you exactly what to do in order to make money in foreclosures from what to do on Day 1  ..   to closing your first deal  .   to renting out your property  ..   to selling it.

SOFTWARE

This software will help you ANALYZE the cash flow potential of your real estate deals!

UNLIMITED EMAIL CONSULTING

With the author PERSONALLY for 60 days!

That’s right! You’ll have access to her PERSONAL email address to ask any question you want about your short sale foreclosure investing strategies! Now, how many “gurus” offer that?

Your exclusive access to this entire course described above is a mere $97.00!

A price like this is practically nothing compared to the time and effort you would have to put in to re-invent the wheel and make it work for you on your own.

Immediate benefit can be yours!

You can immediately benefit from the experience and knowledge of the author and enjoy the profits of success!

The course has limited availability at the special price on offer… It takes about 5 minutes to download ( depending on internet speed ) … You need to have the following

• Adobe Acrobat Reader ( available free at www.adobe.com)
• Microsoft Word
• WinZip to view the real estate forms included in the course
• Windows media Player (available free at www.microsft.com)

This trademarked real estate system provides you with information that you will not find in ANY other real estate “system.”  And you even have a guarantee of knowing that this system has more “insider” information and secrets than most other investors have access to.

The techniques and strategies that are taught are cutting-edge, so confidentiality is required with regard to the foreclosure secrets, systems and techniques contained within the course.

If you do purchase the course you have to promise to agree to the following:

• You can’t sell this system or resell it.
• You can’t tell your friends, family, co-workers, or associates about it.
• You can’t write a book about.
• You can’t even tell your real estate agent about it.Remember this information and system is for YOUR EYES ONLY.

As a matter of course, a 60-DAY MONEY-BACK GUARANTEE is offered….. so, if you decide this isn’t for you then ask for a no-questions-asked refund.

You have 60 days to review the material.  If it’s not for you then you can get a refund of 100% of what you paid.  That means this offer is RISK FREE.

I feel that you have nothing to lose and everything to gain!

Become involved from any computer in the world!

A massive attraction with this system is that you could be in China,  Russia,  America,  in fact,  if you have access to a computer from anywhere in the world,  you would be able to “tap into “ this lucrative market and make Tax Free profits !

The author managed to build a rental portfolio worth over £ 1 million in only 8 months!

All the properties were in his name, and he achieved this without having to access his own savings for deposit purposes.

Now, he is in receipt of regular monthly rental cheques plus he is able to benefit 100% from any increase in property value of his rental portfolio!

The great thing about this concept is the fact that you don’t have to be a seasoned real estate rental entrepreneur!

You don’t have to have years of experience, as this rental property method has turned people like  entrepreneurs, students, home-makers, grandmas, 9 to 5′ers, ex-supermarket employees, as well as top-flight executives.. all into wealthy property owners!

You don’t need any working capital.

If you can read and speak English, punch numbers into a computer and dial digits on a phone… you can pull profit from the UK property market.

Apparently many people are crying out to off load their properties at reduced prices, just to release capital held within the value of the property!

In fact, it has been known for payments of several thousands of pounds to occur… just for signing legal documents that move the ownership of real estate into your name.

And what’s more, you can extract this cash legally and tax-free… every time you do a simple signing!

60 days to turn a profit!

And what if the author of this book was to say that he guaranteed to help find your first property in less than 60 days flat… starting today, with no money down… and he promised to help get your first deal, free of charge… before you spend a penny?

This is no joke, or theoretical gimmick. In fact, the author has done it himself – many times over.

Secret information for Free!

Give this book the chance to make you privy to a secret for free.

This secret has catapulted the author into wealthy property ownership in only a few short months!

If you are someone new to real estate investing with a goal of being able to build a rental portfolio that will produce a rising rental income….. then this is definitely for you!

Property values increase over time.. it’s a fact!

Firstly, it is interesting and important to understand that real estate in the shape of flats and houses has doubled in value every 7 years.  That is a fact.

So, you gain 14% in value every year!  That certainly knocks bank interest rates at 2% or 3 % per year into a cocked hat!

You might have taken out a loan to finance your purchase, but you will still own the property after 7 years, and therefore you will also be the beneficiary of the increase in value.

Not that long ago,  when the real estate market was booming, banks were falling over themselves to lend up to 90% of the value of your home in the form of a mortgage!

You would have put down a deposit on the property, and hopefully got a tenant lined up from the moment you owned the property.

The above scenario would have meant that if you had done your sums correctly, your tenant would have paid sufficient rent each month to cover the mortgage

Times have changed!

Today’s economy has forced a huge change… but one that provides a huge opportunity for the smart investment (we’ll come to that in a moment)

In today’s turbulent property market… where houses can lose 10% of their value almost overnight due to scaremongering in the city, we find that many banks are struggling to stay afloat. .. no-one’s lending 90%. Why would they? That 90% they gave you could be worth MORE than the property in a few months time. There’s too little security for the banks to want to lend.

Current mortgage offers

Now, you’ll be lucky to find yourself with a 70% mortgage offer. That means you cough-up 30% of the property’s value on day one. Let’s see what that looks like…

The average home in the UK now costs £159,000 ( Nationwide source 09/08/2009 )  and thanks to the global credit crunch, the 30% required down payment (minimum!) would require a deposit of around £47,700…….. so you have a mortgage for £111,300 and are paying about £ 560 a month on mortgage payments.

I mentioned earlier that you probably had a tenant lined up, and if that is the case, it is more that likely that their rental payment each month will cover the £ 560 a month mortgage payment.  With a fair wind, you probably have some surplus income, which is very nice.

What happens with no tenant?

Now, let’s imagine the house purchase has gone through, and you are the proud owner of your first rental property, but you cannot find a tenant.

Einstein is not required to work out that in this scenario,  you, the owner,  are liable for the mortgage payment.

What this means is that you are forking out £ 560 a month on mortgage payments! … month after month until a tenant is found!

Buy without draining your bank account!

Luckily, there’s a way to buy houses that drains nothing from your bank account each month, and means…

No money out of your own pocket – ever!

For the record, when I’m talking about making money from property, I’m not suggesting you buy a bunch of houses and let them stew in the hope of some “future pay off” whilst you throw cash down the money pit.

And even if you finance it – you still own it.

The bank pays for the property, but while the bricks and mortar increase in value over time, the loan on the property stays the same… and it’s you that benefits from the swelling value.

So why aren’t more people investing in property?

Like most things in life, there’s a catch.

In a rising market, when houses are shooting up in value, the banks are only too eager to lend you 80% of the home’s value in the form of a mortgage.

The kind of property deals the author does himself follow the criteria outlined below…..

(1)  Make money NOW… as in, from day one

(2)  Require no money down. He doesn’t commit a penny of his own cash… not even as a deposit

(3)  Have ‘built-in’ equity… from the moment he pens his signature on the loan

(4)  Swell in value in 18-24 months… and will double inside of 5-7 years

(5)  Pay for the mortgage every month, without fail… automatically

Now,  to be serious,  if you have just read the above you will be thinking “ what a load of rubbish to expect to find a property deal that ticks the 5 boxes above!”

You will be correct  99.9% of the time!

However, because 99.9% of property deals don’t fit this criteria,  the 0.01% that do, are the reason why the author is so successful!

He has discovered a system of unearthing an endless supply of the ones that do fir the 0.01% criteria… literally, hundreds of them a MONTH, ripe for the picking.

It works so well, that he doesn’t even look for them any more… they find him!

Suffice to say… This strategy is different.

You won’t find these deals packaged on any website… and most estate agents you speak with will not even realise they exist.

In fact, to most property investors, this corner of the market is completely unknown.

This strategy remains largely untapped, because so few people know how to make it work for them.

It is interesting to note that the author is still buying houses today using the exact same method that built his first £5 million portfolio.

And he still has not spent a penny out of his own pocket.

Rentbacks.. this is a whole different approach.

The author concentrates exclusively on “rent backs” – sellers who are motivated to give away their properties at rock-bottom prices, and remain living there (and paying rent!), all the while being funded by the authors close-knit financing group.

• You can purchase bargain property, at prices you won’t find listed with any estate agent, or on any website.
• One deal the author did recently saw him become the owner of an end-terrace house, worth £85,000… for a mere £25,000!
• You need none of your own money. Because you’ll be purchasing way below value, you’ll qualify for 60-80% loans, meaning – no upfront deposit of any kind from you (And this is PLENTY enough to cover you, since you’ll be buying so far below value that you’ll need none of your own money).
• You’ll have ‘built-in’ tenants. The author sources from properties complete with current owners who wish to stay there. These owners are prepared to trade their mortgage payments for long-term rental agreements. That is why you do not have the worry of  ’void’ months.
• You can re-finance these properties 18-36 months after you buy them, often for double what you paid… all the while keeping your ‘built-in’ tenant, and doing right by them.
• Most have instant ‘cashback’, meaning, the mortgage you receive from your lender is higher than what you’ve agreed to offer the existing owner. Go ahead, use it how you want… this money is totally tax-free, and is paid back automatically by the market when you sell your house or rent over the longer term.

If you’ve been following along, there’s probably one burning question on your mind at this point…

Why would anyone give away their property so cheap?

It might seem like a tough concept to grasp, but there are quite literally thousands of people – right now – who would sell their home to you for tens of thousands of pounds less than they’d get from an estate agent.

Why would they hand over a hefty profit to you – a stranger – and not maximise its sale value?

If you list a house via an estate agent, you actually need to sell it. That part’s obvious. But what these people are specifically interested in is remaining there… i.e. they don’t want to physically move out.

Often, they want quick cash. They may have purchased the home years ago for 1/8th of what it’s worth today… and have a practical or sentimental reason for wanting to stick where they are.

Consider a recent purchase the author made …

A woman in her 70s had bought her house for £8,000 about 35 years ago. Widowed and without a family, she had no heirs to the home she would want to pass it onto… and in her advancing years, wanted to enjoy life a little more.

Worth £85,000 today, the author agreed to purchase her home for £25K cash… a lump sum that would  do wonders for her lifestyle… as well as allow her to live rent-free for the next 5 years.

It was win-win.

The author mortgaged the property for around £66,000 (76% of its value), gave £25,000 to the vendor, kept £20,000 aside to pay off loan payments for the next five years, paid all legal costs and extracted a tax-free ‘cashback’ bonus of £20,000 after all expenses.

She had lived in the property for decades, and knew every nook and cranny. Her sentimental attachment meant she’d take good care of the place… and it needed no extensive repairs.

The author then voluntarily replaced her fireplace and did a little cosmetic work… around £4,000 in total… since it was such a good deal. All it took was a phone call to a local supplier. The author was happy with his good fortune,  and felt that a small price for improvements was well worth putting into the property.  Thus the woman would be a happy tenant with the improvements,  and the author would benefit from increased property value prospects due to the improvements.

After 5 years .. what happens?

In 5 years’ time, if she still wants to live there, she’ll renew her lease and pay rent.

If she wants to move out (she had indicated interest in a retirement community), the author can sell the house or choose to rent it to someone else. History has indicated that the house will be worth close to double its original estimate five years down the line…

That’s £170K. After paying back the mortgage, legal fees, estate agent costs and advertising… even going through the “regular” channels… you are still looking at a cool £90,000 in profit!.

Oh, by the way… in case you were wondering… the author completed on that property on July 11th, 2008… a good 12 months after the newspapers were screaming “crisis!”!

The above shows what can happen if you are in the right place at the right time. Now, to be completely responsible, with all my readers,  please be aware that not every deal is quite so generous.

Typical “Cashback” achieved

The typical ‘cashback’ is in the range of £3-5K per, and equity is anywhere from £10-50K.

That’s the author’s average over the many deals he has done.

There will be deals that provide no immediate upfront cash benefit of any kind. But those are great too. What you have is a free house, that you own, that will continue to grow in value when this bottomed-out market slump starts climbing back north.

And your costs are covered every month by rent… so you’re never out of pocket.

The point is, none of these houses cost the author a penny to buy!

They’re funded entirely by mortgage payments. If the figures don’t add up, he will not buy in.

The house is always used as security, so the authors’ personal funds are never at risk…. so if something were ever to go wrong, the authors’ portfolio is immune.

And since 1954, houses have doubled in value every 7 years – religiously!

The author ensures all the deals he does have a solid long-term cover plan… so he is never paying a single penny out of pocket, from the moment he fills out the loan paperwork, to the time of its eventual sale… that could be an instant sale or a sale in many years time!

Secrets ‘they’ won’t tell you…

As I’ve mentioned, very few people are actively pursuing this sector of the market… and even those that are, aren’t making it so easy – or such fun!

The author has perfected a system for finding and closing fat-profit rentback deals that works TODAY for massive gains.

No matter what time of the day it is, he has at least a couple of deals at some stage in the pipeline… ready to send a nice, fat, tax-free payout to his bank account.

You should know, this isn’t something he spends hours a day doing. Once you know what to do, and that does not take long…. You will only need to work a few hours per week, tops.

Time is so precious, and he has made this business easy and efficient.

Could this be your strategy for cashing in on UK property NOW?

Let’s get down to the real reason you’re here.

If you have read this far you are certainly interested in how to make substantial profits from the UK property market.

That’s why you’ll be pleased to know the author has written a 136 page tactical exposé on how to build a million-pound property portfolio as quickly as he did.

How would it feel if you could actually be closing deals this week?

It’s called Free Crash Cash, and it’s a hardcore, no-fluff, down-to-action manual for making quick profits in property.

It’s designed to get you signing deals fast. The author is not interested in wasting your time and his time … so if you’re expecting a riveting novel that’ll entertain you for a few hours, before being left to collect dust on a bookshelf – this isn’t for you.

On the other hand, if you want a blunt, to-the-point training manual on EXACTLY what to do today to start making the phone ring with motivated sellers begging to give away their property to you… then you absolutely must have Free Crash Cash in your arsenal.

What does Free Crash Cash reveal to you?…

In less than two hours from accessing the guide, the author will show you …

•        How he went from £400 in his back pocket and a spot on a friend’s couch in Shepherd’s Bush in London … to £4.9 million pounds in property (page 5)

•        The 3 principles of successful property investing… miss any one of these, and you’re dead in the water! (page 6)

•        What’s the ratio of “phone rings” to “closed deal”? My average is… (page 9)

•        The ‘buy-to-let’ beater… this model virtually guarantees 100% property occupancy, and no ‘void’ months (the word is ‘rentbacks’ – now let me show you how) (page 15)

•        Three proven systems to have motivated vendors contact YOU (pages 17-37)

•        You will generate 80% of your property leads through ________ (page 18)

•        How to identify high-swelling property profits before you set foot through the door… these pictures show exactly the kind of house you’ll want to target (page 23)

•        How to prospect with flyers.. BUT, Make certain you visit THIS website before you do ANY leaflet distribution! (page 22)

•        NEVER post a leaflet through the door of a _____ (page 22)

•        The one-line newspaper blurb I use to recruit quality leaflet distributors, anywhere in the UK (page 24)

•        Automate your recruitment for property prospectors for less than £20, at www.___________ and then just copy this ad… (page 25)

•        Get motivated sellers by posting an ad on this website… (page 31)

•        How to get your phone ringing with people begging to give their property to you… in less than one hour (page 40)

•        Step-by-step guide to getting a lead capture page online in minutes… with no ‘web skills’ (pages 41-43)

•        How to scale your advertising nationwide… with no more effort than buying locally (page 45)

•        How to get people to answer your property prospect’s phone calls 24 hours a day… whilst you’re sunning it up on the beach. Just go to _______ (page 46)

•        To close deals faster, ALWAYS work toward a _____ (page 48)

•        Two strategies to decide in three minutes if a seller will do business with you (page 50)

•        7 magic words to say first on the phone that will get you all the information you need to know (page 50)

•        The VERY FIRST line you should always say to your motivated seller on the phone (page 51)

•        The 2nd, 3rd, 4th, 5th, 6th and 7th questions you should ask to close a deal… in exactly this order! (page 52)

•        How to value any property into the UK… without ever leaving your couch (page 52)

•        Discover the sale history of every house on any street… for free at www.__________ (page 60)

•        How the author cashed out £10,564.48 tax free on a £85,000 winner, which he almost let slip… thanks to this one little website (page 66)

•        How to see your investment from satellite – along with the entire street – without budging from your seat (you probably know about Google Earth… but do you know about this other site? – page 67)

•        5 real-life negotiation conversations with vendors (pages 67-81)

•        A special survival guide to killer negotiating over the phone… and face-to-face (pages 69-83)

•        11 more money-making negotiation strategies gleaned from first-hand experience

•        Stay ahead of the competition with this “unfair” strategy (page 75)

•        What can you afford to offer your motivated seller? Use this special formula, and you’ll know to the nearest penny (page 88)

•        Maintenance-free ‘buy-to-let’? How to shift responsibility to your tenant (page 89)

•        See over the shoulder of a LIVE deal the author recently completed… all cashflow calculations included (page 91)

•        Putting together your first real deal, calculating rent coverage, and making your offer – quickly (pages 91-100)

•        Learn from the easy, dumb mistakes that will cost you tens of thousands of pounds if you’re not careful! This alone is worth tens of thousands of pounds! (page 91)

•        The one thing you MUST DO to guarantee long-term cashflow in a rentback deal (page 111)

How much is a £4.9 million property portfolio really worth to you?

In 8 months, the author bought almost 5 million pounds in property… using none of his own money.

You need a system that works TODAY, right? Even 3 months ago is “ancient” in this fast market!

That is the power of the Free Crash Cash strategy.

The good news is……..

there are so many of these property deals when you know how to find them.  There are just too many.

That’s why the author has no quibbles with teaching this technique to a small group of select, serious UK property fortune-seekers.

………………………………………………..

The good news is…

You don’t need any experience with investing… or even with property. You don’t need to know a mallet from a wrench, have any clue on how to fix up houses, or even know the first thing about wiring a plug socket to make big profits from owning houses.

How much is this worth to you?

You will have probably heard of rental property workshops that charge  £5,000+ for the information you will find in this fantastic Online Book!.

However, the cost of the book is nothing like £ 5,000.

The price set for the guide is £37.00

It’s ridiculously cheap.

The reasoning behind this pricing is simple.  Hopefully you’ll turn to the author for some, or all your property investing needs.

Soon you will know a bit more about the systems and clients he is involved with.

You will discover that the information he has, is only disclosed to his closest friends, family members and, all his Free Crash Cash VIPs!

Some clients pay him thousands of pounds to do their leg work for them … this is a small price compared to the many thousands of pounds in profit his clients make!

As a special guarantee to new purchasers of the book,  Free Crash Cash,  the author is prepared to refund your money if you do not make your first deal within 60 days!

No hassle, no fuss, no risk. Can’t say fairer than that. You will find this information repeated on the instruction page.

POLITE NOTICE:

Free Crash Cash is intended for serious investors who want an accelerated, fast-track advantage for building million-pound portfolios as quickly as possible.

Time Limits

We know that Free Crash Cash is always published in small batches,  so I would advise you get in before the doors slam shut

When the stock runs dry, the author evaluates his available time and concentrates on the needs of his new Free Crash Cash membership.

Financing, consulting and high-end services… all keep him very busy with those new, serious investors.

It makes sense,  that high service levels can only be maintained by restricting numbers of new members.

One of the immediate plus points about Free Cash Crash, is the fact that it is an electronic book delivered to you ONLINE.

You achieve many immediate advantages, like NO Waiting, NO Shipping or Handling Charges, and,  obviously, you get Immediate Access to your guide once you have paid!

By know you know that your purchase also comes with a 100% satisfaction 60 days money back guarantee.

The Free Cash Crash guide is well worth adding to your portfolio of information sources for your own rental portfolio, and it really can put you in the right place at the right time, to let you start or increase your real estate rental portfolio.

I would urge you to get the guide by clicking here! It really is a fantastic concept which is working for an increasing number of people … so why not join them?

If you are serious about finding undervalued properties easily and quickly without having to use estate agents or pay finders fees for properties, which you can easily find yourself, then this article could be extremely beneficial to you.

Successful Property Finder

Parmdeep is himself a successful property finder, property developer and property investor. He knows what he is talking about ..

There is no catch here.  Parmdeep has many residential properties and he feels that he has sufficient for his needs at present, and he has now expanded his interests into large scale property development and property financing.

Special Course for Property Entrepreneurs

Parmdeep has made available through this website a special property entrepreneurs course called  “Success Through Property” and he is willing to pass this information to you for a very modest cost.

Using the information within this course will give you many tools to find dozens if not hundreds of bargain properties in your area.

It will not take you too long to quickly and easily build an excellent portfolio of quality bargain properties.

A wonderful Dilema!

At this point you will be faced with a wonderful dilemma! .. Do you keep the properties as rental properties, and create a rental income by renting them out?  ..  or  ..  do you sell them to make a capital gain?

By helping entrepreneurs, like you, reach your property investment goal, Parmdeep hopes that some of his readers will come to him for assistance in funding some property deals through the extensive and exclusive network of contacts he has established over the years.

There is value in everything Parmdeep provides, and we both feel that the small price of the course will mean that only serious property entrepreneurs will go any further.

People always place a higher value on something they have had to pay for, even if it is only a very small cost.

Exchange proposition

In exchange for the course and Parmdep’s experience, he knows that some of his readers will achieve great things through their involvement in property, and such people will tell their friends to visit this website, just like you.

Whilst building your rental portfolio, you will inevitably find a property which does not fit into the “normal” mould,  and it requires a creative approach

• Maybe the sellers need an ultra quick sale and you cannot raise the funds quickly enough…
• What if you do not want to buy the property, but you still want to create fast profits from your ‘lead’ by quickly selling it to another investor?
• What if the bank will only lend you 70% of the property price? How can you still profit from the property without using any of your own money?

Alternative to “Walking Away”

At this point, rather than walking away from the deal, we have a generous offer from Pamdeep for you to consider. You can contact Parmdeep and discuss the situation you are in.

If “all the boxes that require ticking are ticked”, Parmdeep would be happy to combine his talents with yours, and form a joint venture.

Obviously the terms of each deal are entirely negotiable, and depend totally upon the nature of the project.

So in summary, if you want to do any of the following:

• Develop land or property you have found using very little if any of your own money.
• Raise funds quickly for the purchase of investment properties in England or Wales.
• Pass a bargain property deal quickly to fellow property entrepreneurs to bank yourself quick profits.

You can contact Parmdeep and see how he can help where banks and other lenders “fear to tread”.

It may well be that the information you are able to glean from Success! Through Property is sufficient to allow you to develop a highly lucrative and profitable rental property portfolio, without any “outside assistance”.

If that is the case we wish you good luck and good fortune with your new rental property business,  and hope that you find “Success! Through Property” will be your doorway into a wonderful future.

** Please note this article is specific to England and Wales in the United Kingdom,  although many principles can be applied in other countries